Cynthia D. Allen and its' affiliates do not provide financial, tax, licensing, legal or accounting advice; the information presented on this website/Youtube channel are presented for information / educational purposes only and following the advice in this video is the responsibility of the viewer not to the video creator. By participating in the YouTube page, you agree to comply with the following guidelines: In any case, the information provided is "as is" with all faults and without warranty of any kind, expressed or implied. In no event shall Cynthia D. Allen or any affiliate organization be liable for any damages, lost profits or lost date even if we have bee informed of the possibility thereof. Linked items may create a financial benefit for Cynthia D. Allen. This information should be used at your own discretion. Each case will vary and completing her course is not a declaration of expertise.
Social
Profile
My Background
My Background
My Background
I discovered Velocity Banking at a time when debt felt like it was running my life. I was living paycheck to paycheck, juggling credit cards, car notes, and a mortgage with no clear plan to get ahead. Once I learned this strategy, everything changed. I began using a line of credit and simple cashflow shifts to cancel out debts faster tha
I discovered Velocity Banking at a time when debt felt like it was running my life. I was living paycheck to paycheck, juggling credit cards, car notes, and a mortgage with no clear plan to get ahead. Once I learned this strategy, everything changed. I began using a line of credit and simple cashflow shifts to cancel out debts faster than I ever thought possible. Instead of drowning in monthly payments, I finally saw a way to free myself.
Velocity Banking didn’t just pay off my bills—it gave me back my confidence, my options, and my peace of mind. That’s why I became passionate about teaching it to others, especially families and single parents who feel stuck in the same cycle I was in. If it worked for me, I know it can work for you too.
My Skillset
My Background
My Background
One of the biggest shifts I made in my financial journey was learning how to automate my bill payments while using credit cards and lines of credit as tools—not traps. This skillset keeps me organized, disciplined, and always in control of my money. I set up all my essential bills—utilities, phone, insurance, subscriptions—to run automa
One of the biggest shifts I made in my financial journey was learning how to automate my bill payments while using credit cards and lines of credit as tools—not traps. This skillset keeps me organized, disciplined, and always in control of my money. I set up all my essential bills—utilities, phone, insurance, subscriptions—to run automatically. Instead of fearing credit cards, I learned to treat them like mini lines of credit. By routing my income through them first, I reduce the balance faster and save on interest. Then, I use the cards to pay for bills and living expenses throughout the month. This flow creates a cycle where my money is always working against debt before it gets spent. I track my monthly inflows and outflows closely, so I know exactly how much extra cash I can apply as “chunks” to pay off larger debts quickly. The difference is mindset: instead of letting credit limit me, I leverage it.
My Goals
My Background
My Goals
I want to help you see the possibilities of a future without debt by sharing my experiences. My financial goals have shifted from just “getting by” to becoming completely debt free—and helping others do the same. I’ve mastered the skill of identifying which debts to attack first and how to use velocity banking “chunking” to pay them do
I want to help you see the possibilities of a future without debt by sharing my experiences. My financial goals have shifted from just “getting by” to becoming completely debt free—and helping others do the same. I’ve mastered the skill of identifying which debts to attack first and how to use velocity banking “chunking” to pay them down faster. This allows me to focus on freedom, not just minimum payments. I know how to track income, expenses, and leftover cashflow with precision. Instead of letting credit control me, I’ve learned to use credit lines as leverage. My income flows through them to cancel debt and reduce interest, keeping me on track toward financial independence.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.